Pay It Monthly Finance

 

Empire Academy of Aesthetics have developed a loyal working relationship with our finance provider "Pay it Monthly" since we incorporated in 2017. 

"Pay It Monthly" is a financing solution that allows our customers to spread the cost of their training courses over several monthly instalments, making it easier to afford our training without paying the full amount upfront. This type of finance option is increasingly popular in various sectors, including retail, education, and healthcare, providing consumers with greater flexibility and accessibility to products or services that might otherwise be out of reach due to cost constraints.

Key Features of "Pay It Monthly" Finance Options

  1. Interest-Free Options: Many "Pay It Monthly" plans offer 0% interest, which means customers only pay for the cost of our beauty & aesthetics courses without any additional fees over the term of the agreement. This can be a very attractive option for consumers who want to manage their budget without incurring extra costs.

  2. Credit Checks: Depending on the provider and the amount of credit requested, soft or hard credit checks may be performed. Soft checks do not affect credit scores, whereas hard checks might. This process helps providers assess the risk and determine eligibility for financing.

  3. Flexible Terms: These plans often come with flexible repayment terms, ranging from a few months to 12 months.

  4. Automatic Payments: Payments are typically automated and deducted from the customer’s bank account on a fixed monthly schedule, simplifying the repayment process and reducing the risk of missed payments.

  5. Early Repayment Options: Most providers allow customers to pay off their balance early without additional fees, providing greater control over their financial commitments.

Benefits of Using "Pay It Monthly" Finance

  1. Affordability: By spreading the cost over time, customers can manage large course purchases more easily, which helps in budgeting monthly expenses.

  2. Accessibility: This financing option can make more expensive items accessible to our students, as students do not need to save up for long periods to afford high-priced aesthetics courses.

  3. Convenience: The application process for financing is often quick and can be completed online, with instant decisions about credit approval helping customers make immediate purchases.

  4. Boost in Buying Power: Students may opt for higher-quality or additional courses than they would normally choose giving them the opportunity to further their aesthetic education.